Hotpatch version 0.20.1

Hi everyone,

Decided to just a hotpatch to fix some of the following bugs:

• Updating skill trees upon leaving the guild hall causes an unknown bug, removed the feature until I discover why. Players can still update skill trees at Golgo's.
  
• Various skill tree bugs have been fixed
  
• New characters and companions not starting with full skill trees have been fixed
  
• The bed bug (poor hitbox detection for the player's bed) has been fixed