Patch 0.231209 is available in main branch now!

[h2]List of changes:[/h2]

[h3]Minor features:[/h3]

• Credits | The loan amount for a company in a bank or for a bank in the Central Bank can no longer be greater than the net assets of the borrower (now the amount of all existing loans is also taken into account).
  
• Credits | The loan amount for a company in a bank cannot exceed the current reserves of the lender bank.
  
• Credits | The automatic receipt of a loan from the Central Bank to a bank has been removed when other companies take out a loan from this bank.
  In return, the loan is now issued from the bank's reserves and all loan repayment payments also belong to the bank.
  
• Credits | If the bank refuses the loan to the company, this bank is excluded from the list of available banks for 100 days for this company. After the expiration of the moratorium, the bank returns back to the list of possible creditors of the company.
  
• Bankruptcy | Bankruptcy of characters and companies can now occur only after a quarter change, when payments on bills occur. Bankruptcies in the middle or end of the quarter should no longer happen.
  

[h3]Critical fixes:[/h3]

• Pianist | Fixed a crash that sometimes occurred when using the agent.
  

[h3]Other fixes:[/h3]

• Influence | Fixed an error in the influence dynamics graph, which caused incorrect influence dynamics to be shown for a period of more than 3 previous quarters.
  
• Minor cosmetic changes.